<?xml version='1.0' encoding='UTF-8'?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://blog.optiogroup.com/news/top-tips-for-beating-anxiety</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Product-Photography_Accident-&amp;-Health.jpg</image:loc><image:caption>OptioProductPhotographyAccidentHealth</image:caption><image:title>OptioProductPhotographyAccidentHealth</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Paula-Medcalf-bw-2-scaled-e1646668838560.jpg</image:loc><image:caption>PaulaMedcalfbw2scalede1646668838560</image:caption><image:title>PaulaMedcalfbw2scalede1646668838560</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2023-05-15</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-group-expands-into-scandinavia-with-latest-acquisition</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Product-Photography_Political-Violence-&amp;-Terrorism-2.jpg</image:loc><image:caption>OptioProductPhotographyPoliticalViolenceTerrorism2</image:caption><image:title>OptioProductPhotographyPoliticalViolenceTerrorism2</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><lastmod>2025-03-03</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-wins-mga-initiative-of-the-year-award</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/ABC_Creative-Development_v6.1-21.jpg</image:loc><image:caption>ABCCreativeDevelopmentv6121</image:caption><image:title>ABCCreativeDevelopmentv6121</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/mental-health-awareness-week-at-optio</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Paula-Medcalf-bw-2-scaled-e1646668838560.jpg</image:loc><image:caption>PaulaMedcalfbw2scalede1646668838560</image:caption><image:title>PaulaMedcalfbw2scalede1646668838560</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Photography_Wave-Surfer.png</image:loc><image:caption>OptioPhotographyWaveSurfer</image:caption><image:title>OptioPhotographyWaveSurfer</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-10-03</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-strengthens-scandinavian-presence-with-ags-forsikring-as-acquisition</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Pic.jpg</image:loc><image:caption>Pic</image:caption><image:title>Pic</image:title></image:image><lastmod>2026-02-02</lastmod></url><url><loc>https://blog.optiogroup.com/news/louisa-dewey-named-the-insurance-marketers-group-young-marketer-of-the-year-2022</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Louisa-Dewey.png</image:loc><image:caption>LouisaDewey</image:caption><image:title>LouisaDewey</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Stairs-Two-People-2.jpg</image:loc><image:caption>OptioPhotographyStairsTwoPeople2</image:caption><image:title>OptioPhotographyStairsTwoPeople2</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-11-08</lastmod></url><url><loc>https://blog.optiogroup.com/news/political-violence-covers-in-latin-america-see-growing-restrictions</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Chris-Kirby-1.png</image:loc><image:caption>ChrisKirby1</image:caption><image:title>ChrisKirby1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Violence-Terrorism-Normal.jpg</image:loc><image:caption>PoliticalViolenceTerrorismNormal</image:caption><image:title>PoliticalViolenceTerrorismNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/making-the-intangible-intellgible</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Product-Photography_Cyber-TEMP.jpg</image:loc><image:caption>OptioProductPhotographyCyberTEMP</image:caption><image:title>OptioProductPhotographyCyberTEMP</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Caspar-Stops-BW4-1.jpeg</image:loc><image:caption>CasparStopsBW41</image:caption><image:title>CasparStopsBW41</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-appoints-heather-goodhew-as-ined</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Lights-Prysm-1.jpg</image:loc><image:caption>OptioPhotographyLightsPrysm1</image:caption><image:title>OptioPhotographyLightsPrysm1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2024-04-18</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-group-completes-acquisition-of-uk-based-mga-custodian-management-ltd</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/GettyImages-1457138121.jpg</image:loc><image:caption>GettyImages1457138121</image:caption><image:title>GettyImages1457138121</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2025-08-04</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-group-acquires-builders-risk-mga-gardian-marine-limited</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_1095809004.jpeg</image:loc><image:caption>AdobeStock1095809004</image:caption><image:title>AdobeStock1095809004</image:title></image:image><lastmod>2026-03-31</lastmod></url><url><loc>https://blog.optiogroup.com/news/navigating-global-challenges-best-practices-regarding-management-of-risks-associated-with-subcontracts-and-supplier-agreements-that-may-include-foreign-sourced-materials</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/ChrisHeider%20(3).png</image:loc><image:caption>ChrisHeider3</image:caption><image:title>ChrisHeider3</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/B&amp;W%20construction.jpg</image:loc><image:caption>BWconstruction</image:caption><image:title>BWconstruction</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><lastmod>2023-12-20</lastmod></url><url><loc>https://blog.optiogroup.com/news/viewpoint-business-interruption-remains-a-challenge-for-the-political-violence-market</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Violence-Terrorism-Tinted.jpg</image:loc><image:caption>PoliticalViolenceTerrorismTinted</image:caption><image:title>PoliticalViolenceTerrorismTinted</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Chris-Kirby-1.png</image:loc><image:caption>ChrisKirby1</image:caption><image:title>ChrisKirby1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/construction-constrained-market-dynamics-under-u-s-infrastructure-plan</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/default-1.jpg</image:loc><image:caption>default1</image:caption><image:title>default1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Commercial-Construction-Normal.jpg</image:loc><image:caption>CommercialConstructionNormal</image:caption><image:title>CommercialConstructionNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/us-insurers-expecting-boost</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Commercial-Construction-Tinted.jpg</image:loc><image:caption>CommercialConstructionTinted</image:caption><image:title>CommercialConstructionTinted</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-launches-professional-indemnity-proposition-with-aiel</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Professional-Indemnity-Normal.jpg</image:loc><image:caption>ProfessionalIndemnityNormal</image:caption><image:title>ProfessionalIndemnityNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/insuring-britains-overdue-nuclear-renaissance</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Nuclear%20fusion%20picture%20.jpeg</image:loc><image:caption>Nuclearfusionpicture</image:caption><image:title>Nuclearfusionpicture</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Ed%20Butler.jpg</image:loc><image:caption>EdButler</image:caption><image:title>EdButler</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><lastmod>2023-03-23</lastmod></url><url><loc>https://blog.optiogroup.com/news/insuring-the-ev-revolution</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/B&amp;W%20EV%20.jpg</image:loc><image:caption>BWEV</image:caption><image:title>BWEV</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Joseph%20.jpg</image:loc><image:caption>Joseph</image:caption><image:title>Joseph</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2023-08-24</lastmod></url><url><loc>https://blog.optiogroup.com/news/uk-will-need-to-look-small-to-go-big-on-nuclear-reactor-plans</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/27.10.21-Mark-Tetley-bw-2-scaled.jpg</image:loc><image:caption>271021MarkTetleybw2scaled</image:caption><image:title>271021MarkTetleybw2scaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Northcourt_Abstract_1-scaled-light.jpg</image:loc><image:caption>OptioNorthcourtAbstract1scaledlight</image:caption><image:title>OptioNorthcourtAbstract1scaledlight</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-appoints-kevin-cleary-as-coo</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Circuit-Board-Normal.jpg</image:loc><image:caption>CircuitBoardNormal</image:caption><image:title>CircuitBoardNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2023-03-27</lastmod></url><url><loc>https://blog.optiogroup.com/news/optios-european-expansion-continues-with-italian-mga-heca</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Jet-Formation-1.jpg</image:loc><image:caption>OptioPhotographyJetFormation1</image:caption><image:title>OptioPhotographyJetFormation1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2024-10-09</lastmod></url><url><loc>https://blog.optiogroup.com/news/mens-mental-health-blog</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Photography_Wave-Surfer.png</image:loc><image:caption>OptioPhotographyWaveSurfer</image:caption><image:title>OptioPhotographyWaveSurfer</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Callum-Quick.png</image:loc><image:caption>CallumQuick</image:caption><image:title>CallumQuick</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2022-10-04</lastmod></url><url><loc>https://blog.optiogroup.com/news/managing-subcontractor-default-risk-today</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/02.03.22-Nate-Espe-bw-2-scaled.jpg</image:loc><image:caption>020322NateEspebw2scaled</image:caption><image:title>020322NateEspebw2scaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Commercial-Construction-Normal.jpg</image:loc><image:caption>CommercialConstructionNormal</image:caption><image:title>CommercialConstructionNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/a-guide-to-contractors-quality-management-planning</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Sub-Contractor-Default-Insurance-Normal.jpg</image:loc><image:caption>SubContractorDefaultInsuranceNormal</image:caption><image:title>SubContractorDefaultInsuranceNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/chris-heider-002.jpg</image:loc><image:caption>chrisheider002</image:caption><image:title>chrisheider002</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/ai-and-ml-the-future-is-now</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Kieran-Shiret-Underwriter-Cyber-BW-scaled.jpg</image:loc><image:caption>KieranShiretUnderwriterCyberBWscaled</image:caption><image:title>KieranShiretUnderwriterCyberBWscaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Product-Photography_Cyber-TEMP-1.jpg</image:loc><image:caption>OptioProductPhotographyCyberTEMP1</image:caption><image:title>OptioProductPhotographyCyberTEMP1</image:title></image:image><lastmod>2022-10-04</lastmod></url><url><loc>https://blog.optiogroup.com/news/black-history-month</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_501013888.jpeg</image:loc><image:caption>AdobeStock501013888</image:caption><image:title>AdobeStock501013888</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2023-11-02</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-appoints-sdi-claims-director</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Lights-Hands-Normal.jpg</image:loc><image:caption>LightsHandsNormal</image:caption><image:title>LightsHandsNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2022-10-03</lastmod></url><url><loc>https://blog.optiogroup.com/news/northcourt-appoints-ed-butler</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Northcourt_Abstract_1-scaled-light.jpg</image:loc><image:caption>OptioNorthcourtAbstract1scaledlight</image:caption><image:title>OptioNorthcourtAbstract1scaledlight</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-increases-ev-appetite-to-gbp-250m</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Alex-Smith-BW4-1.jpeg</image:loc><image:caption>AlexSmithBW41</image:caption><image:title>AlexSmithBW41</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Product-Photography_Transactional-Risk-1.jpg</image:loc><image:caption>OptioProductPhotographyTransactionalRisk1</image:caption><image:title>OptioProductPhotographyTransactionalRisk1</image:title></image:image><lastmod>2025-02-24</lastmod></url><url><loc>https://blog.optiogroup.com/news/active-assailant-medical-facilities</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Chris-Kirby-1.png</image:loc><image:caption>ChrisKirby1</image:caption><image:title>ChrisKirby1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Violence-Terrorism-Normal-1.jpg</image:loc><image:caption>PoliticalViolenceTerrorismNormal1</image:caption><image:title>PoliticalViolenceTerrorismNormal1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-10-04</lastmod></url><url><loc>https://blog.optiogroup.com/news/mental-health-awareness-qa</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Paula-Medcalf-bw-2-scaled-e1646668838560-1.jpg</image:loc><image:caption>PaulaMedcalfbw2scalede16466688385601</image:caption><image:title>PaulaMedcalfbw2scalede16466688385601</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/02.03.22-David-Robinson-bw-2-2-scaled.jpg</image:loc><image:caption>020322DavidRobinsonbw22scaled</image:caption><image:title>020322DavidRobinsonbw22scaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Wave-Surfer.jpg</image:loc><image:caption>OptioPhotographyWaveSurfer</image:caption><image:title>OptioPhotographyWaveSurfer</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Kevin%20Cleary.jpg</image:loc><image:caption>KevinCleary</image:caption><image:title>KevinCleary</image:title></image:image><lastmod>2023-05-15</lastmod></url><url><loc>https://blog.optiogroup.com/news/ways-to-mitigate-us-medical-billings-violations-during-pandemic</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Product-Photography_-Medical-Billings-Regulatory-EO-TEMP-e1579100609365.jpg</image:loc><image:caption>OptioProductPhotographyMedicalBillingsRegulatoryEOTEMPe1579100609365</image:caption><image:title>OptioProductPhotographyMedicalBillingsRegulatoryEOTEMPe1579100609365</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Ben-Wilson-BW-1.jpg</image:loc><image:caption>BenWilsonBW1</image:caption><image:title>BenWilsonBW1</image:title></image:image><lastmod>2022-10-03</lastmod></url><url><loc>https://blog.optiogroup.com/news/david-robinson-joins-optio-as-managing-director</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Lights-Prysm-Normal.jpg</image:loc><image:caption>LightsPrysmNormal</image:caption><image:title>LightsPrysmNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-10-03</lastmod></url><url><loc>https://blog.optiogroup.com/optio-group-secures-usd-150-million-pvt-product-with-100-lloyds-backing</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2025-06-04</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-promotes-kevin-cleary-to-chief-information-officer</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Circuit-Board-Normal.jpg</image:loc><image:caption>CircuitBoardNormal</image:caption><image:title>CircuitBoardNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/ascent-enhances-transactional-liability-proposition-with-luminance-ai</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Transactional-Risk-Tinted.jpg</image:loc><image:caption>TransactionalRiskTinted</image:caption><image:title>TransactionalRiskTinted</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Alex-Smith-BW4-1.jpeg</image:loc><image:caption>AlexSmithBW41</image:caption><image:title>AlexSmithBW41</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-group-builds-momentum-with-uk-acquisition</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Stairs-Two-People-Oct-16-2024-08-18-44-6572-AM.jpg</image:loc><image:caption>OptioPhotographyStairsTwoPeopleOct1620240818446572AM</image:caption><image:title>OptioPhotographyStairsTwoPeopleOct1620240818446572AM</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2025-05-08</lastmod></url><url><loc>https://blog.optiogroup.com/news/embracing-internal-due-diligence</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/02.03.22-Paul-Tominey-bw-2-scaled.jpg</image:loc><image:caption>020322PaulTomineybw2scaled</image:caption><image:title>020322PaulTomineybw2scaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Internal%20DD%20-1.jpeg</image:loc><image:caption>InternalDD1</image:caption><image:title>InternalDD1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2024-11-05</lastmod></url><url><loc>https://blog.optiogroup.com/news/mental-health-statistics</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Photography_Wave-Surfer.png</image:loc><image:caption>OptioPhotographyWaveSurfer</image:caption><image:title>OptioPhotographyWaveSurfer</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Louisa-Dewey.png</image:loc><image:caption>LouisaDewey</image:caption><image:title>LouisaDewey</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/private-medical-insurance</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Hywel-Jones-bw-1-scaled-e1646668947377-1.jpg</image:loc><image:caption>HywelJonesbw1scalede16466689473771</image:caption><image:title>HywelJonesbw1scalede16466689473771</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Product-Photography_Accident-Health-scaled.jpg</image:loc><image:caption>OptioProductPhotographyAccidentHealthscaled</image:caption><image:title>OptioProductPhotographyAccidentHealthscaled</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/net-zero-needs-nuclear</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Northcourt_Abstract_1-scaled.jpg</image:loc><image:caption>OptioNorthcourtAbstract1scaled</image:caption><image:title>OptioNorthcourtAbstract1scaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Zemfira-Knott-bw-2-scaled.jpg</image:loc><image:caption>ZemfiraKnottbw2scaled</image:caption><image:title>ZemfiraKnottbw2scaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/wi-proposition-with-increased-line-size-and-senior-hire</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Transactional-Risk-Tinted-light.jpg</image:loc><image:caption>TransactionalRiskTintedlight</image:caption><image:title>TransactionalRiskTintedlight</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/travel-insurance-for-the-2022-holiday-season</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Product-Photography_Accident-Health-22-1-scaled-1.jpg</image:loc><image:caption>OptioProductPhotographyAccidentHealth221scaled1</image:caption><image:title>OptioProductPhotographyAccidentHealth221scaled1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Hywel-Jones-bw-1-scaled-e1646668947377-1.jpg</image:loc><image:caption>HywelJonesbw1scalede16466689473771</image:caption><image:title>HywelJonesbw1scalede16466689473771</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-11-01</lastmod></url><url><loc>https://blog.optiogroup.com/news/healthcare-providers-under-the-microscope-over-medical-billings</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Product-Photography_-Medical-Billings-Regulatory-EO-TEMP-e1579100609365-1.jpg</image:loc><image:caption>OptioProductPhotographyMedicalBillingsRegulatoryEOTEMPe15791006093651</image:caption><image:title>OptioProductPhotographyMedicalBillingsRegulatoryEOTEMPe15791006093651</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Ben-Wilson-BW-1.jpg</image:loc><image:caption>BenWilsonBW1</image:caption><image:title>BenWilsonBW1</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/subcontract-clause-considerations-relative-to-mitigating-risks-of-defaults</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Construction%20blog%20graphic%20.png</image:loc><image:caption>Constructionbloggraphic</image:caption><image:title>Constructionbloggraphic</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/ChrisHeider%20(3).png</image:loc><image:caption>ChrisHeider3</image:caption><image:title>ChrisHeider3</image:title></image:image><lastmod>2024-01-25</lastmod></url><url><loc>https://blog.optiogroup.com/news/cove-programs-renews-improved-sdi-facility</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Sub-Contractor-Default-Insurance-Normal.jpg</image:loc><image:caption>SubContractorDefaultInsuranceNormal</image:caption><image:title>SubContractorDefaultInsuranceNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/gallagher-re-deepens-delegated-authority-specialism-with-acquisition-of-london-market-binder-broker-bay-risk</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Lights-Prysm-Normal.jpg</image:loc><image:caption>LightsPrysmNormal</image:caption><image:title>LightsPrysmNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2023-03-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-extends-specialty-capability-with-personal-accident-health-division-launch</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Product-Photography_Accident-Health-scaled.jpg</image:loc><image:caption>OptioProductPhotographyAccidentHealthscaled</image:caption><image:title>OptioProductPhotographyAccidentHealthscaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-appoints-uk-head-of-political-risk-terrorism</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Product-Photography_Political-Violence-&amp;-Terrorism-2.jpg</image:loc><image:caption>OptioProductPhotographyPoliticalViolenceTerrorism2</image:caption><image:title>OptioProductPhotographyPoliticalViolenceTerrorism2</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2023-03-09</lastmod></url><url><loc>https://blog.optiogroup.com/news/optios-cove-secure-135-million-sub-contractor-default-sdi-binding-authority</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Sub-Contractor-Default-Insurance-Normal.jpg</image:loc><image:caption>SubContractorDefaultInsuranceNormal</image:caption><image:title>SubContractorDefaultInsuranceNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/spring-statement-concessions-to-fuel-proactive-tax-collection</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/brockwell-scaled.jpg</image:loc><image:caption>brockwellscaled</image:caption><image:title>brockwellscaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/DSC0074-scaled-e1648559696192.jpg</image:loc><image:caption>DSC0074scalede1648559696192</image:caption><image:title>DSC0074scalede1648559696192</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-builds-pvt-with-active-assailant-cover-for-medical-facilities</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Violence-Terrorism-Normal.jpg</image:loc><image:caption>PoliticalViolenceTerrorismNormal</image:caption><image:title>PoliticalViolenceTerrorismNormal</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/trouble-shooting-mass-shootings</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Product-Photography_Political-Violence-&amp;-Terrorism-2.jpg</image:loc><image:caption>OptioProductPhotographyPoliticalViolenceTerrorism2</image:caption><image:title>OptioProductPhotographyPoliticalViolenceTerrorism2</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Chris-Kirby-1.png</image:loc><image:caption>ChrisKirby1</image:caption><image:title>ChrisKirby1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><lastmod>2023-02-02</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-expands-mena-operation-with-senior-appointment</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Dubai%20Eye%20(B&amp;W)-1.jpg</image:loc><image:caption>DubaiEyeBW1</image:caption><image:title>DubaiEyeBW1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2024-01-03</lastmod></url><url><loc>https://blog.optiogroup.com/news/superbloom</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Superbloom%203.jpg</image:loc><image:caption>Superbloom3</image:caption><image:title>Superbloom3</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2023-06-21</lastmod></url><url><loc>https://blog.optiogroup.com/news/the-cove-view-subcontract-risk-management</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/default-1.jpg</image:loc><image:caption>default1</image:caption><image:title>default1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Sub-Contractor-Default-Insurance-Normal.jpg</image:loc><image:caption>SubContractorDefaultInsuranceNormal</image:caption><image:title>SubContractorDefaultInsuranceNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/womens-mental-health</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/27.10.21-Hannah-Greaves-bw-1-scaled-e1646668698411.jpg</image:loc><image:caption>271021HannahGreavesbw1scalede1646668698411</image:caption><image:title>271021HannahGreavesbw1scalede1646668698411</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Photography_Wave-Surfer.png</image:loc><image:caption>OptioPhotographyWaveSurfer</image:caption><image:title>OptioPhotographyWaveSurfer</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2022-10-04</lastmod></url><url><loc>https://blog.optiogroup.com/news/todd-germnao-appointed-managing-director</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Mountain-Climbers-Normal.jpg</image:loc><image:caption>MountainClimbersNormal</image:caption><image:title>MountainClimbersNormal</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/brand-migration-to-optio-underwriting</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Lights-Prysm-Normal.jpg</image:loc><image:caption>LightsPrysmNormal</image:caption><image:title>LightsPrysmNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/mental-health-and-its-myths</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Photography_Wave-Surfer.png</image:loc><image:caption>OptioPhotographyWaveSurfer</image:caption><image:title>OptioPhotographyWaveSurfer</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Zemfira-Knott-bw-2-scaled.jpg</image:loc><image:caption>ZemfiraKnottbw2scaled</image:caption><image:title>ZemfiraKnottbw2scaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-chooses-guidewire-cyence-for-risk-management-and-small-business-growth</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-secures-regulatory-approval-for-investment-in-italian-mga-heca</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Bridge-Cloud-1.jpg</image:loc><image:caption>OptioPhotographyBridgeCloud1</image:caption><image:title>OptioPhotographyBridgeCloud1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2024-12-11</lastmod></url><url><loc>https://blog.optiogroup.com/news/false-claims-act-a-matter-of-when-not-if</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Ben-Wilson-BW-1.jpg</image:loc><image:caption>BenWilsonBW1</image:caption><image:title>BenWilsonBW1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Product%20Photography/Optio_Product-Photography_%20Medical-Billings-Regulatory-E&amp;O.jpg</image:loc><image:caption>OptioProductPhotographyMedicalBillingsRegulatoryEO</image:caption><image:title>OptioProductPhotographyMedicalBillingsRegulatoryEO</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2023-04-25</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-re-mena-expands-regional-footprint-in-second-successful-year-of-trading</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Burj%20Khalifa%20(B&amp;W)-3.jpg</image:loc><image:caption>BurjKhalifaBW3</image:caption><image:title>BurjKhalifaBW3</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2025-02-05</lastmod></url><url><loc>https://blog.optiogroup.com/news/time-to-test-nina-evans</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Nina-Evans-bw-2-scaled-e1646668785518.jpg</image:loc><image:caption>NinaEvansbw2scalede1646668785518</image:caption><image:title>NinaEvansbw2scalede1646668785518</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Lights-Hands-2.jpg</image:loc><image:caption>OptioPhotographyLightsHands2</image:caption><image:title>OptioPhotographyLightsHands2</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2022-11-08</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-bolsters-political-violence-and-terrorism-capability-with-new-hire</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Violence-Terrorism-Normal.jpg</image:loc><image:caption>PoliticalViolenceTerrorismNormal</image:caption><image:title>PoliticalViolenceTerrorismNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/international-womens-day-2026-give-to-gain</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Pic.jpg</image:loc><image:caption>Pic</image:caption><image:title>Pic</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2026-03-09</lastmod></url><url><loc>https://blog.optiogroup.com/news/surviving-in-a-harsh-climate</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/DSC0074-scaled-e1648559696192.jpg</image:loc><image:caption>DSC0074scalede1648559696192</image:caption><image:title>DSC0074scalede1648559696192</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Transactional-Risk-Normal-light.jpg</image:loc><image:caption>TransactionalRiskNormallight</image:caption><image:title>TransactionalRiskNormallight</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-expands-into-europe-with-significant-acquisition</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Stairs-Two-People-4.jpg</image:loc><image:caption>OptioPhotographyStairsTwoPeople4</image:caption><image:title>OptioPhotographyStairsTwoPeople4</image:title></image:image><lastmod>2024-07-24</lastmod></url><url><loc>https://blog.optiogroup.com/news/celebrating-black-history-month</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/MicrosoftTeams-image%20(6).png</image:loc><image:caption>MicrosoftTeamsimage6</image:caption><image:title>MicrosoftTeamsimage6</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/MicrosoftTeams-image%20(7).png</image:loc><image:caption>MicrosoftTeamsimage7</image:caption><image:title>MicrosoftTeamsimage7</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/MicrosoftTeams-image%20(8).png</image:loc><image:caption>MicrosoftTeamsimage8</image:caption><image:title>MicrosoftTeamsimage8</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/MicrosoftTeams-image%20(5).png</image:loc><image:caption>MicrosoftTeamsimage5</image:caption><image:title>MicrosoftTeamsimage5</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-11-08</lastmod></url><url><loc>https://blog.optiogroup.com/test1</loc><lastmod>2022-08-16</lastmod></url><url><loc>https://blog.optiogroup.com/news/the-benefits-of-a-diverse-portfolio-the-london-delegated-authority-brokers-perspective</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/bridge2-1-e1580911389678.jpg</image:loc><image:caption>bridge21e1580911389678</image:caption><image:title>bridge21e1580911389678</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/henry-spratt-bw.png</image:loc><image:caption>henrysprattbw</image:caption><image:title>henrysprattbw</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/ascent-cove-hires-paul-western-as-cuo</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Paul-Western.jpg</image:loc><image:caption>PaulWestern</image:caption><image:title>PaulWestern</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/david-robinson-appointed-ceo-of-optio-group</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Lights-Prysm-Normal.jpg</image:loc><image:caption>LightsPrysmNormal</image:caption><image:title>LightsPrysmNormal</image:title></image:image><lastmod>2023-02-27</lastmod></url><url><loc>https://blog.optiogroup.com/news/pvt-market-must-adapt-to-help-clients-amid-rising-global-social-tensions</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Chris-Kirby-1.png</image:loc><image:caption>ChrisKirby1</image:caption><image:title>ChrisKirby1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Violence-Terrorism-Normal.jpg</image:loc><image:caption>PoliticalViolenceTerrorismNormal</image:caption><image:title>PoliticalViolenceTerrorismNormal</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-interworks</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Circuit-Board-Normal.jpg</image:loc><image:caption>CircuitBoardNormal</image:caption><image:title>CircuitBoardNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/organized-theft-insurance-coverage-retail-crime</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Violence-Terrorism-Normal.jpg</image:loc><image:caption>PoliticalViolenceTerrorismNormal</image:caption><image:title>PoliticalViolenceTerrorismNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Chris-Kirby-1.png</image:loc><image:caption>ChrisKirby1</image:caption><image:title>ChrisKirby1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-appoints-uk-political-violence-terrorism-head-and-triples-line-size</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Violence-Terrorism-Normal.jpg</image:loc><image:caption>PoliticalViolenceTerrorismNormal</image:caption><image:title>PoliticalViolenceTerrorismNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/wi-sell-side-policies-more-than-an-afterthought-</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/richard-moir-headshot-.jpg</image:loc><image:caption>richardmoirheadshot</image:caption><image:title>richardmoirheadshot</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Product-Photography_Transactional-Risk-1.jpg</image:loc><image:caption>OptioProductPhotographyTransactionalRisk1</image:caption><image:title>OptioProductPhotographyTransactionalRisk1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://blog.optiogroup.com/news/ascent-cove-welcomes-ian-beaton-as-non-executive-director-rebrands-as-optio</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Kevin-Hastings.png</image:loc><image:caption>KevinHastings</image:caption><image:title>KevinHastings</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Jet-Formation-Tinted-1.jpg</image:loc><image:caption>JetFormationTinted1</image:caption><image:title>JetFormationTinted1</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-secures-full-ownership-of-heca-strengthening-its-presence-in-the-italian-mga-market</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Pic.jpg</image:loc><image:caption>Pic</image:caption><image:title>Pic</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2026-01-19</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-completes-acquisition-of-den-hartigh-beheer-exploitatie-b.v</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Lights-Prysm-3.jpg</image:loc><image:caption>OptioPhotographyLightsPrysm3</image:caption><image:title>OptioPhotographyLightsPrysm3</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2024-11-21</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-completes-acquisition-of-leading-european-film-and-events-mga-the-circles-group</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Camera.jpeg</image:loc><image:caption>Camera</image:caption><image:title>Camera</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2025-08-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-adds-legal-expert-to-support-ongoing-expansion-strategy</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Two-Sparklers.jpg</image:loc><image:caption>OptioPhotographyTwoSparklers</image:caption><image:title>OptioPhotographyTwoSparklers</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><lastmod>2024-10-29</lastmod></url><url><loc>https://blog.optiogroup.com/news/insurers-run-from-ransomware-cover-as-losses-mount</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Product-Photography_Cyber-TEMP.jpg</image:loc><image:caption>OptioProductPhotographyCyberTEMP</image:caption><image:title>OptioProductPhotographyCyberTEMP</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Caspar-Stops-BW4-1.jpeg</image:loc><image:caption>CasparStopsBW41</image:caption><image:title>CasparStopsBW41</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2022-10-04</lastmod></url><url><loc>https://blog.optiogroup.com/news/mga-broker-dubai</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Lights-Prysm-Normal.jpg</image:loc><image:caption>LightsPrysmNormal</image:caption><image:title>LightsPrysmNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/subcontract-default-covid19</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Sub-Contractor-Default-Insurance-Tinted.jpg</image:loc><image:caption>SubContractorDefaultInsuranceTinted</image:caption><image:title>SubContractorDefaultInsuranceTinted</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/George-Dale-1.png</image:loc><image:caption>GeorgeDale1</image:caption><image:title>GeorgeDale1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/fixation-on-rate-will-drive-the-sustainable-recovery-of-the-us-construction-sector</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Commercial-Construction-Tinted.jpg</image:loc><image:caption>CommercialConstructionTinted</image:caption><image:title>CommercialConstructionTinted</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Paul-Jansen.png</image:loc><image:caption>PaulJansen</image:caption><image:title>PaulJansen</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-re-mena-ltd.-commences-trading</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Museum%20of%20the%20future%20(B&amp;W).jpg</image:loc><image:caption>MuseumofthefutureBW</image:caption><image:title>MuseumofthefutureBW</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2023-02-02</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-adds-active-assailant-cover-to-growing-pvt-proposition</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Violence-Terrorism-Tinted.jpg</image:loc><image:caption>PoliticalViolenceTerrorismTinted</image:caption><image:title>PoliticalViolenceTerrorismTinted</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-acquires-leading-wi-specialty-mga-brockwell</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Transactional-Risk-Normal-blog.jpg</image:loc><image:caption>TransactionalRiskNormalblog</image:caption><image:title>TransactionalRiskNormalblog</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-completes-acquisition-of-scandinavian-mga-s-insurance</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_971764348_060.jpg</image:loc><image:caption>AdobeStock971764348060</image:caption><image:title>AdobeStock971764348060</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2025-07-09</lastmod></url><url><loc>https://blog.optiogroup.com/news/ascent-hires-cyber-underwriting-duo</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Product-Photography_Cyber-TEMP-1.jpg</image:loc><image:caption>OptioProductPhotographyCyberTEMP1</image:caption><image:title>OptioProductPhotographyCyberTEMP1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-hires-industry-figure-matthew-fosh-as-executive-chairman</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><lastmod>2022-10-03</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-appoints-leading-nuclear-risk-expert-mark-tetley</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Northcourt_Abstract_1-scaled-light.jpg</image:loc><image:caption>OptioNorthcourtAbstract1scaledlight</image:caption><image:title>OptioNorthcourtAbstract1scaledlight</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/optio-appoints-harald-teige-as-head-of-coastal-marine</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2025-10-13</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-bolsters-senior-team-amid-continued-expansion</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Wave-Surfer.jpg</image:loc><image:caption>OptioPhotographyWaveSurfer</image:caption><image:title>OptioPhotographyWaveSurfer</image:title></image:image><lastmod>2024-11-12</lastmod></url><url><loc>https://blog.optiogroup.com/news/the-qualifying-asset-holding-companies-regime</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Laurence%20Tarr.jpg</image:loc><image:caption>LaurenceTarr</image:caption><image:title>LaurenceTarr</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/MicrosoftTeams-image%20(29).png</image:loc><image:caption>MicrosoftTeamsimage29</image:caption><image:title>MicrosoftTeamsimage29</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2023-01-24</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-strengthens-financial-lines-proposition-with-senior-hire</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Product-Photography_Professional-Indemnity.jpg</image:loc><image:caption>OptioProductPhotographyProfessionalIndemnity</image:caption><image:title>OptioProductPhotographyProfessionalIndemnity</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Symbol_RGB_Gradient-on-White.png</image:loc><image:caption>OptioSymbolRGBGradientonWhite</image:caption><image:title>OptioSymbolRGBGradientonWhite</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2023-01-31</lastmod></url><url><loc>https://blog.optiogroup.com/news/assessing-the-terror-threat-on-opposite-sides-of-the-atlantic</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Violence-Terrorism-Normal-1.jpg</image:loc><image:caption>PoliticalViolenceTerrorismNormal1</image:caption><image:title>PoliticalViolenceTerrorismNormal1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Chris-Kirby-1.png</image:loc><image:caption>ChrisKirby1</image:caption><image:title>ChrisKirby1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/cove-programs-appoints-sdi-senior-risk-engineer</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Sub-Contractor-Default-Insurance-Normal.jpg</image:loc><image:caption>SubContractorDefaultInsuranceNormal</image:caption><image:title>SubContractorDefaultInsuranceNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/employee-spotlight-ebru-boyaz</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Ebru_b-w-4.jpg</image:loc><image:caption>Ebrubw4</image:caption><image:title>Ebrubw4</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Person-Circle-Lights-1.jpg</image:loc><image:caption>OptioPhotographyPersonCircleLights1</image:caption><image:title>OptioPhotographyPersonCircleLights1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2022-11-29</lastmod></url><url><loc>https://blog.optiogroup.com/news/celebrating-international-womens-day</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Olivia-colour-16%20(1).jpg</image:loc><image:caption>Oliviacolour161</image:caption><image:title>Oliviacolour161</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Cheniese%20Pic.jpg</image:loc><image:caption>CheniesePic</image:caption><image:title>CheniesePic</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/27.10.21-Paula%20Medcalf-1%20(1).jpg</image:loc><image:caption>271021PaulaMedcalf11</image:caption><image:title>271021PaulaMedcalf11</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Louisa%20Dewey%20colour.jpg</image:loc><image:caption>LouisaDeweycolour</image:caption><image:title>LouisaDeweycolour</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/IWD%20graphic%20(1).jpg</image:loc><image:caption>IWDgraphic1</image:caption><image:title>IWDgraphic1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Rida-colour-10.jpg</image:loc><image:caption>Ridacolour10</image:caption><image:title>Ridacolour10</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><lastmod>2023-03-08</lastmod></url><url><loc>https://blog.optiogroup.com/news/construction-specialist-cove-rebrands-as-optio</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><lastmod>2023-09-27</lastmod></url><url><loc>https://blog.optiogroup.com/news/reach-the-world-through-api</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Product-Photography_Cyber-TEMP.jpg</image:loc><image:caption>OptioProductPhotographyCyberTEMP</image:caption><image:title>OptioProductPhotographyCyberTEMP</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><lastmod>2022-10-03</lastmod></url><url><loc>https://blog.optiogroup.com/news/a-world-of-trouble-for-political-violence-insurers</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Chris-Kirby-1.png</image:loc><image:caption>ChrisKirby1</image:caption><image:title>ChrisKirby1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Violence-Terrorism-Normal-1.jpg</image:loc><image:caption>PoliticalViolenceTerrorismNormal1</image:caption><image:title>PoliticalViolenceTerrorismNormal1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/employee-spotlight-nina-evans</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Person-Circle-Lights-Feb-08-2023-04-26-52-1716-PM.jpg</image:loc><image:caption>OptioPhotographyPersonCircleLightsFeb0820230426521716PM</image:caption><image:title>OptioPhotographyPersonCircleLightsFeb0820230426521716PM</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Nina-Evans-bw-2-scaled-e1646668785518.jpg</image:loc><image:caption>NinaEvansbw2scalede1646668785518</image:caption><image:title>NinaEvansbw2scalede1646668785518</image:title></image:image><lastmod>2023-02-09</lastmod></url><url><loc>https://blog.optiogroup.com/news/medical-billings-state-of-play</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Ben-Wilson-BW-1.jpg</image:loc><image:caption>BenWilsonBW1</image:caption><image:title>BenWilsonBW1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Product-Photography_-Medical-Billings-Regulatory-EO-TEMP-e1579100609365.jpg</image:loc><image:caption>OptioProductPhotographyMedicalBillingsRegulatoryEOTEMPe1579100609365</image:caption><image:title>OptioProductPhotographyMedicalBillingsRegulatoryEOTEMPe1579100609365</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-acquires-leading-european-film-and-events-mga-the-circles-group</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Lights-Hands-4.jpg</image:loc><image:caption>OptioPhotographyLightsHands4</image:caption><image:title>OptioPhotographyLightsHands4</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><lastmod>2024-10-03</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-group-appoints-deepak-soni-as-group-ceo</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Lights-Prysm-2.jpg</image:loc><image:caption>OptioPhotographyLightsPrysm2</image:caption><image:title>OptioPhotographyLightsPrysm2</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><lastmod>2024-06-27</lastmod></url><url><loc>https://blog.optiogroup.com/news/the-value-of-an-intermediary-on-delegated-authorities</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Broker-Tinted.jpg</image:loc><image:caption>BrokerTinted</image:caption><image:title>BrokerTinted</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Robin-Barker-Hahlo-bw-1v2-scaled-e1646669017573.jpg</image:loc><image:caption>RobinBarkerHahlobw1v2scalede1646669017573</image:caption><image:title>RobinBarkerHahlobw1v2scalede1646669017573</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/mental-health-and-the-return-to-office-working</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/default-1.jpg</image:loc><image:caption>default1</image:caption><image:title>default1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Wave-Surfer-Normal.jpg</image:loc><image:caption>WaveSurferNormal</image:caption><image:title>WaveSurferNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/martyns-law-will-increase-national-resilience-to-terrorism-but-what-does-this-mean-for-businesses</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Violence-Terrorism-Tinted.jpg</image:loc><image:caption>PoliticalViolenceTerrorismTinted</image:caption><image:title>PoliticalViolenceTerrorismTinted</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Chris-Kirby-1.png</image:loc><image:caption>ChrisKirby1</image:caption><image:title>ChrisKirby1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2023-02-21</lastmod></url><url><loc>https://blog.optiogroup.com/news/employee-spotlight-paula-medcalf</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Person-Circle-Lights.jpg</image:loc><image:caption>OptioPhotographyPersonCircleLights</image:caption><image:title>OptioPhotographyPersonCircleLights</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Paula-Medcalf-bw-2-scaled-e1646668838560.jpg</image:loc><image:caption>PaulaMedcalfbw2scalede1646668838560</image:caption><image:title>PaulaMedcalfbw2scalede1646668838560</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-announces-appointment-of-chief-underwriting-officer-gary-head</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Lights-Prysm-3.jpg</image:loc><image:caption>OptioPhotographyLightsPrysm3</image:caption><image:title>OptioPhotographyLightsPrysm3</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2025-02-11</lastmod></url><url><loc>https://blog.optiogroup.com/news/international-womens-day-2025-qa</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/1-Mar-04-2025-04-32-22-6481-PM.jpg</image:loc><image:caption>1Mar0420250432226481PM</image:caption><image:title>1Mar0420250432226481PM</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_1225443723.jpeg</image:loc><image:caption>AdobeStock1225443723</image:caption><image:title>AdobeStock1225443723</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2025-03-05</lastmod></url><url><loc>https://blog.optiogroup.com/news</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Marine-hero.jpg</image:loc><image:caption>Marinehero</image:caption><image:title>Marinehero</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Lights-Prysm-3.jpg</image:loc><image:caption>OptioPhotographyLightsPrysm3</image:caption><image:title>OptioPhotographyLightsPrysm3</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Camera.jpeg</image:loc><image:caption>Camera</image:caption><image:title>Camera</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Product-Photography_Transactional-Risk-1.jpg</image:loc><image:caption>OptioProductPhotographyTransactionalRisk1</image:caption><image:title>OptioProductPhotographyTransactionalRisk1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/GettyImages-1457138121.jpg</image:loc><image:caption>GettyImages1457138121</image:caption><image:title>GettyImages1457138121</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Alex-Smith-BW4-1.jpeg</image:loc><image:caption>AlexSmithBW41</image:caption><image:title>AlexSmithBW41</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_1225443723.jpeg</image:loc><image:caption>AdobeStock1225443723</image:caption><image:title>AdobeStock1225443723</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Risk-Normal.jpg</image:loc><image:caption>PoliticalRiskNormal</image:caption><image:title>PoliticalRiskNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Pic.jpg</image:loc><image:caption>Pic</image:caption><image:title>Pic</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_971764348_060.jpg</image:loc><image:caption>AdobeStock971764348060</image:caption><image:title>AdobeStock971764348060</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Product-Photography_Political-Violence-&amp;-Terrorism-2.jpg</image:loc><image:caption>OptioProductPhotographyPoliticalViolenceTerrorism2</image:caption><image:title>OptioProductPhotographyPoliticalViolenceTerrorism2</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Photography_Stairs-Two-People-Oct-16-2024-08-18-44-6572-AM.jpg</image:loc><image:caption>OptioPhotographyStairsTwoPeopleOct1620240818446572AM</image:caption><image:title>OptioPhotographyStairsTwoPeopleOct1620240818446572AM</image:title></image:image><lastmod>2022-11-02</lastmod></url><url><loc>https://blog.optiogroup.com/news/the-cove-view-the-for-sale-residential-market</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Residential-Construction-Normal.jpg</image:loc><image:caption>ResidentialConstructionNormal</image:caption><image:title>ResidentialConstructionNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/default-1.jpg</image:loc><image:caption>default1</image:caption><image:title>default1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-appoints-carrie-ann-hallett-as-head-of-insurer-partnerships</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Pic.jpg</image:loc><image:caption>Pic</image:caption><image:title>Pic</image:title></image:image><lastmod>2025-08-18</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-re-mena-reflects-on-successful-inaugural-year</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Dubai%20Eye%20(B&amp;W)-2.jpg</image:loc><image:caption>DubaiEyeBW2</image:caption><image:title>DubaiEyeBW2</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2024-05-09</lastmod></url><url><loc>https://blog.optiogroup.com/news/the-growing-imperative-for-smes-to-up-their-it-security</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Product-Photography_Cyber-TEMP-size.jpg</image:loc><image:caption>OptioProductPhotographyCyberTEMPsize</image:caption><image:title>OptioProductPhotographyCyberTEMPsize</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Sabrina%20Sexton%20-%20Senior%20Underwriter%20(Cyber)%20-%20B&amp;W.jpg</image:loc><image:caption>SabrinaSextonSeniorUnderwriterCyberBW</image:caption><image:title>SabrinaSextonSeniorUnderwriterCyberBW</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-group-secures-usd-150-million-pvt-product-with-100-lloyds-backing</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Risk-Normal.jpg</image:loc><image:caption>PoliticalRiskNormal</image:caption><image:title>PoliticalRiskNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2025-06-04</lastmod></url><url><loc>https://blog.optiogroup.com/news/international-womens-day-inspire-inclusion</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Kevin-Cleary.png</image:loc><image:caption>KevinCleary</image:caption><image:title>KevinCleary</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/02.03.22-Nick-Woodward-bw-2-1-scaled-1.jpg</image:loc><image:caption>020322NickWoodwardbw21scaled1</image:caption><image:title>020322NickWoodwardbw21scaled1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Zemfira%20Knott-bw-2.jpg</image:loc><image:caption>ZemfiraKnottbw2</image:caption><image:title>ZemfiraKnottbw2</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_736410603.jpeg</image:loc><image:caption>AdobeStock736410603</image:caption><image:title>AdobeStock736410603</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/02.03.22-David-Robinson-bw-2-2-scaled.jpg</image:loc><image:caption>020322DavidRobinsonbw22scaled</image:caption><image:title>020322DavidRobinsonbw22scaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/07.10.23-OptioGroup-B_W-0-2.jpg</image:loc><image:caption>071023OptioGroupBW02</image:caption><image:title>071023OptioGroupBW02</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2024-03-08</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-establishes-european-operation</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Lights-Prysm-Normal.jpg</image:loc><image:caption>LightsPrysmNormal</image:caption><image:title>LightsPrysmNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-hires-head-of-ah</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Product-Photography_Accident-&amp;-Health-1.jpg</image:loc><image:caption>OptioProductPhotographyAccidentHealth1</image:caption><image:title>OptioProductPhotographyAccidentHealth1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2023-11-10</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-brings-exclusive-capacity-to-pvt-market</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2023-12-05</lastmod></url><url><loc>https://blog.optiogroup.com/news/new-reactors-set-to-transform-nuclear-market</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/02.03.22-Alan-Rickett-bw-2-scaled-1.jpg</image:loc><image:caption>020322AlanRickettbw2scaled1</image:caption><image:title>020322AlanRickettbw2scaled1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Northcourt_Abstract_2-scaled.jpg</image:loc><image:caption>OptioNorthcourtAbstract2scaled</image:caption><image:title>OptioNorthcourtAbstract2scaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2022-10-04</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-group-appoints-marc-van-der-veer-as-md-europe</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Product-Photography_Broker.jpg</image:loc><image:caption>OptioProductPhotographyBroker</image:caption><image:title>OptioProductPhotographyBroker</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><lastmod>2024-10-16</lastmod></url><url><loc>https://blog.optiogroup.com/news/the-emerging-risks-interview-chris-kirby</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Chris-Kirby-1.png</image:loc><image:caption>ChrisKirby1</image:caption><image:title>ChrisKirby1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Violence-Terrorism-Tinted.jpg</image:loc><image:caption>PoliticalViolenceTerrorismTinted</image:caption><image:title>PoliticalViolenceTerrorismTinted</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-strengthens-accident-and-health-offering</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Product-Photography_Accident-Health-scaled.jpg</image:loc><image:caption>OptioProductPhotographyAccidentHealthscaled</image:caption><image:title>OptioProductPhotographyAccidentHealthscaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-acquires-leading-nuclear-risk-specialty-mga-northcourt</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Person-Circle-Lights-Normal.jpg</image:loc><image:caption>PersonCircleLightsNormal</image:caption><image:title>PersonCircleLightsNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2022-10-06</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-appoints-oliver-sheppard-as-head-of-financial-lines</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Product-Photography_Professional-Indemnity-1.jpg</image:loc><image:caption>OptioProductPhotographyProfessionalIndemnity1</image:caption><image:title>OptioProductPhotographyProfessionalIndemnity1</image:title></image:image><lastmod>2024-11-19</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-extends-us-presence-with-senior-promotion</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Political-Violence-Terrorism-Normal.jpg</image:loc><image:caption>PoliticalViolenceTerrorismNormal</image:caption><image:title>PoliticalViolenceTerrorismNormal</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/writing-the-next-chapter-in-our-apac-story-circles-group</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Pic.jpg</image:loc><image:caption>Pic</image:caption><image:title>Pic</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2026-02-13</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-acquires-newbridge-risk-partners</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/newbridge.svg</image:loc><image:caption>newbridge</image:caption><image:title>newbridge</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Kevin-Hastings.png</image:loc><image:caption>KevinHastings</image:caption><image:title>KevinHastings</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2022-10-04</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-enters-specialty-marine-market-with-senior-hire</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Product-Photography_Marine-War-Kidnap-Ransom-scaled.jpg</image:loc><image:caption>OptioProductPhotographyMarineWarKidnapRansomscaled</image:caption><image:title>OptioProductPhotographyMarineWarKidnapRansomscaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/green-aesthetics-red-flags-exploring-the-risks-of-living-walls-in-urban-design</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_635207623.jpeg</image:loc><image:caption>AdobeStock635207623</image:caption><image:title>AdobeStock635207623</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Joseph%20.jpg</image:loc><image:caption>Joseph</image:caption><image:title>Joseph</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2023-11-08</lastmod></url><url><loc>https://blog.optiogroup.com/news/thank-you-to-the-nuclear-industry</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Abstract-Tinted-1.png</image:loc><image:caption>AbstractTinted1</image:caption><image:title>AbstractTinted1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Zemfira-Knott-bw-2-scaled.jpg</image:loc><image:caption>ZemfiraKnottbw2scaled</image:caption><image:title>ZemfiraKnottbw2scaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/incident-response-plans-are-essential-to-mitigate-ransomware-threat</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/02.03.22-Nick-Woodward-bw-2-1-scaled.jpg</image:loc><image:caption>020322NickWoodwardbw21scaled</image:caption><image:title>020322NickWoodwardbw21scaled</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Lights-Hands-Normal.jpg</image:loc><image:caption>LightsHandsNormal</image:caption><image:title>LightsHandsNormal</image:title></image:image><lastmod>2022-10-07</lastmod></url><url><loc>https://blog.optiogroup.com/news/travel-what-you-need-to-know-about-health-cards-and-travel-insurance</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Optio_Product-Photography_Accident-&amp;-Health-2.jpg</image:loc><image:caption>OptioProductPhotographyAccidentHealth2</image:caption><image:title>OptioProductPhotographyAccidentHealth2</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2024-02-08</lastmod></url><url><loc>https://blog.optiogroup.com/news/the-industry-must-drive-cyber-risk-into-the-affirmative-market</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Caspar-Stops-BW4-1.jpeg</image:loc><image:caption>CasparStopsBW41</image:caption><image:title>CasparStopsBW41</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Stairs-Modern-Tinted.jpg</image:loc><image:caption>StairsModernTinted</image:caption><image:title>StairsModernTinted</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><lastmod>2022-10-04</lastmod></url><url><loc>https://blog.optiogroup.com/news/medical-billings-cover-demand-up-amid-fca-clampdown</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Optio_Product-Photography_-Medical-Billings-Regulatory-EO-TEMP-e1579100609365-2.jpg</image:loc><image:caption>OptioProductPhotographyMedicalBillingsRegulatoryEOTEMPe15791006093652</image:caption><image:title>OptioProductPhotographyMedicalBillingsRegulatoryEOTEMPe15791006093652</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/Ben-Wilson-BW-1.jpg</image:loc><image:caption>BenWilsonBW1</image:caption><image:title>BenWilsonBW1</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><lastmod>2022-11-29</lastmod></url><url><loc>https://blog.optiogroup.com/news/optio-appoints-harald-teige-as-head-of-coastal-marine</loc><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/TE%20New%20Headshot%201-18%20-%20Wide%20Angle.jpg</image:loc><image:caption>TENewHeadshot118WideAngle</image:caption><image:title>TENewHeadshot118WideAngle</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_868107600.jpeg</image:loc><image:caption>AdobeStock868107600</image:caption><image:title>AdobeStock868107600</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/OptioGroup_September2022/images/optio-symbol.png</image:loc><image:caption>optiosymbol</image:caption><image:title>optiosymbol</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_484633530.jpeg</image:loc><image:caption>AdobeStock484633530</image:caption><image:title>AdobeStock484633530</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Website%20images%20(2025)/linkedin-icon.png</image:loc><image:caption>linkedinicon</image:caption><image:title>linkedinicon</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/Marine-hero.jpg</image:loc><image:caption>Marinehero</image:caption><image:title>Marinehero</image:title></image:image><image:image><image:loc>https://20423338.fs1.hubspotusercontent-na1.net/hubfs/20423338/AdobeStock_281494775.jpeg</image:loc><image:caption>AdobeStock281494775</image:caption><image:title>AdobeStock281494775</image:title></image:image><lastmod>2025-10-21</lastmod></url></urlset>